Beforepay

Carrington Labs Launches Cashflow Score 2.0 With Expanded Explainability for Cash Flow Underwriting

Upgrade introduces five behavioral risk categories and clearer score drivers to help lenders assess borrower credit risk using open banking data.

30 April 2026

Beforepay Appoints Kasey Kaplan as Deputy CEO to Accelerate Growth Across All Business Lines

Revised leadership structure reflects the company's increasing scale and product breadth; Jamie Twiss continues as CEO

9 April 2026

Beforepay’s Pay Advance wins global digital lending award for speed, transparency and ethical design

Beforepay, the consumer lending business of ASX-listed Beforepay Group, recognised in the 2026 FinTech Breakthrough Awards

19 March 2026

Beforepay hides a surprise inside half a million fortune cookies.

A first-of-its-kind Australian activation that turns a familiar dining ritual into an unexpected brand moment.

15 February 2026

Carrington Labs Launches First MCP Server Bringing Compliant Credit Models into AI Lending Workflows

Server enables AI agents and credit officers to access compliant risk analytics in real-time for faster, explainable decisions.

5 November 2025

Carrington Labs Partners with Sea.dev to Eliminate Manual Backlogs in SMB Lending and Accelerate Smarter Underwriting

Partnership enables lenders to transform complex financial documents into structured data with Sea.dev for faster analysis using Carrington Labs’ credit risk models.

8 October 2025

Carrington Labs and TaranDM Partner to Bring Cashflow Underwriting Directly into Automated Decisioning

Partnership helps lenders unlock faster, more inclusive credit decisions by combining Carrington Labs’ cashflow underwriting and credit risk models with TaranDM’s modern and agile decision platform.

25 September 2025

Carrington Labs Debuts Cashflow Score, Delivering Up to 30% Higher Accuracy Than Traditional Credit Models

Built on open banking transaction data and delivered in real-time, the score helps lenders approve more borrowers without increasing risk.

4 September 2025

Carrington Labs and DigiFi Partner to Bring Cash Flow Underwriting to Loan Origination Platform

Built-in credit risk analytics and cash flow insights will allow lenders to start controlled testing in days

6 August 2025

Thought Leadership

Durable shopping jumps 32% in June as EOFY drives biggest monthly lift in 2025

Sydney, Australia – The Beforepay Cost of Living Index rose 14.9% in June to a daily average spend of $70.52, marking the sharpest monthly increase recorded this year. While rising costs played a role, the standout driver was a 32.2% surge in durable shopping, as Austral...

1 July 2025