Beforepay

Thought Leadership

Durable shopping jumps 32% in June as EOFY drives biggest monthly lift in 2025

Sydney, Australia – The Beforepay Cost of Living Index rose 14.9% in June to a daily average spend of $70.52, marking the sharpest monthly increase recorded this year. While rising costs played a role, the standout driver was a 32.2% surge in durable shopping, as Austral...

1 July 2025

Carrington Labs Partners with Taktile to Help Lenders Make Better Credit Risk Decisions Faster

By deploying Carrington Lab’s models directly through Taktile’s Decision Platform, lenders gain end-to-end control over the optimization of their entire credit strategy.

24 June 2025

Thought Leadership

Utility spending climbs 4.8% as energy price hikes approach

Sydney, Australia – Household utility spending increased 4.8% to a daily average spend of $7.04 in May, according to the latest Beforepay Cost of Living Index. The rise comes ahead of July’s scheduled electricity price hikes and follows a sharp drop in April. Overall spe...

6 June 2025

Carrington Labs Partners with Oscilar to Expand Access to Real-time Credit Risk Analytics

Partnership allows lenders to streamline and accelerate integration of tailored credit risk analytics through Oscilar’s decisioning infrastructure

13 May 2025

Thought Leadership

April spending sees sharpest fall of 2025 so far, down 4.7%

Sydney, Australia – Australian household spending declined in April, with the latest Beforepay Cost of Living Index revealing a 4.7% fall in average daily spend to $61.63. Spending dipped across all tracked categories, driven primarily by significant decreases in utility...

8 May 2025

Thought Leadership

Wellbeing takes priority as health spending jumps 8.3% in March

2 April 2025

Thought Leadership

Australians feel the pinch at the pump as fuel costs push up February spending

5 March 2025

Carrington Labs Accelerates U.S. Growth with Appointment of Brian Perry as VP of Sales

NASHVILLE, Tenn. — March 3, 2025 — Carrington Labs, a leader in explainable AI-powered credit risk scoring, has appointed Brian Perry as Vice President of Sales. The industry veteran will play a critical role in accelerating the company’s growth to lenders in the United ...

3 March 2025

Thought Leadership

Australians hit the gym earlier than usual this January

6 February 2025

5 February 2025

Thought Leadership

Spending climbs 13.6% year-on-year, indicating higher costs this holiday season

6 January 2025